Affordable Housing Development Fact Sheet


To provide new rental housing opportunities for low to moderate-income tenants through new construction, renovation and rehabilitation, additions to existing stock, acquisition of rental buildings and/or conversion of buildings housing.


Since 2004 NRH has partnered with the Federal and Provincial Governments to administer funding programs that improve access to affordable rental housing in Niagara.

Funding is provided as a forgivable loan to developers from private sector and non-profit organizations. To be eligible, developers sign loan agreements outlining conditions of funding. The key conditions include:

  • An affordability period of at least 20 years
  • Charging “affordable rents” (as defined by each program and issued annually by the Ministry of Municipal Affairs and Housing). Rents are usually based on 80% or less of the Canada Mortgage and Housing Corporation average rents for Niagara:

    2020- Average Market Rents at 80% for Niagara (Apartments)
    1 Bedroom 2 Bedroom 3 Bedroom
    $766 $913 $1,044

  • Renting to tenants that have a household income at or below the annual maximum Household Income Limit (HIL):

    2021 HILs in Niagara
    Area 1 Bedroom 2 Bedroom 3 Bedroom
    West Lincoln $31,500 $38,500 $42,000
    Rest of Niagara $39,000 $46,000 $55,000

  • Outcomes

    Affordable housing developed in Niagara
    Community Funding # of Units
    Niagara Falls $11,850,169 149
    Port Colborne $3,169,634 35
    St. Catharines $29,103,077 346
    Thorold $3,377,675 46
    Welland $11,099,704 167
      $76,762,658 734*

    * This includes 158 Niagara Regional Housing units in St. Catharines (Carlton Street), Thorold (St. David’s Road) and Welland (Fitch Street).


    Not all Waiting Lists are maintained by NRH. Interested applicants should contact the communities directly. Visit the Development page at for contact information.

    For non-rental information, contact the NRH Project Manager, Housing Development
    905-682-9201 ext. 3918
    Toll-free: 1-800-232-3292
    Fax: 905-687-4844

    Campbell East
    1815 Sir Isaac Brock Way
    Thorold, ON

    Mail to:
    P.O. Box 344
    Thorold, ON L2V 3Z3

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